Reasons Why a Garage in Visalia Can Lower Insurance Costs

In 2018, a study reported that Visalia was 28th out of 40 cities with the highest car theft statistics. There was a rate of 454.2 per 100,000 residents for a total of 2,116 thefts. Plus, a property crime rate of 2,517.5 per 100,000 residents. Despite the ranking, the numbers have improved. Nonetheless, you are encouraged to take every precaution possible in order to avoid being a victim and possibly receive a lower insurance rate. Ensuring garage door repairs in Visalia are completed in a timely manner is one. Parking your vehicle in that garage is another. Here are a few reasons why a garage may lower your car insurance rate.

Less Likely to Be Damaged

Insurance companies are willing to give their clients a discount on their policy when they park their vehicles in a garage. This is because a garage protects the vehicle. If you park it on the street, even the safest street in the safest neighborhood is at risk simply because the unexpected can happen. A car is not technically safe on your property if it is exposed to the elements, either. During a downpour when the winds get gusty, branches and other debris can crash into your vehicle, which usually leads to damage.

Less Likely to Be Stolen

Most people respect the property of others like a car parked on the street. Unfortunately, you could be a victim of theft because you were at the wrong place at the wrong time. If you park it in the garage, it is less likely to be stolen because getting away quickly is more difficult.

Lower Insurance Rates Can Reduce the Likelihood of Getting Into Accidents

In 2018, there was a rate of 2.14 fatal DUIs for every 100,000 residents. Accidents do not only occur on the highways or main roads. They happen in neighborhoods, too. A garage protects your car from accidents.